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Ripple and Chipper Cash Partner to Enable Faster Crypto Payments in Africa

Hyomi Song
Hyomi Song
Hyomi Song
Author:
Hyomi Song
Hyomi is a freelance writer who is passionate about cryptocurrency and blockchain technology. She is dedicated to driving innovation and fostering widespread adoption within the industry as her writing captures how we interact with digital assets.
March 27th, 2025

Working together, Ripple and Chipper Cash will transform cross-border payments in Africa, increasing transaction affordability and efficiency through Ripple’s blockchain technology. As shown by Ripple’s latest disclosure, this cooperation aims to significantly impact Africa’s financial scene.

Ripple-Chipper Cash Alliance

Through their innovative collaboration, Ripple and Chipper Cash are changing cross-border payments in Africa. By integrating Ripple Payments into Chipper Cash’s system, the partnership allows over five million customers across nine African countries to enjoy quick, flawless worldwide money transfers. Ripple’s blockchain technology guarantees 24/7 transactions with lower prices and less hassle compared to conventional banking systems that impose exorbitant fees and delays.

For Ripple’s worldwide expansion, this cooperation indicates a critical turning point, especially in Africa. Reece Merrick, Ripple’s Managing Director for the Middle East and Africa, explained blockchain technology’s transformative potential in driving financial innovation. Chief Executive Officer of Chipper Cash, Ham Serunjogi, stressed how speedier access to international markets and financial inclusion allow crypto-enabled payments to promote enterprises and individuals.

The alliance between Ripple and Chipper Cash is aimed to address financial barriers in Africa, where conventional banking systems typically exclude millions. By enabling 24/7 crypto payments, the cooperation removes hurdles like high costs and restricted access to global markets.

Africa’s high mobile money penetration rate makes this program extremely significant. Ripple’s blockchain system cuts transaction costs while enhancing speed, delivering a lifeline to consumers and companies in distant places. This integration supports economic inclusion by linking people to global financial networks without dependence on traditional institutions. 

Ripple’s Growing Footprint in Africa

Ripple’s presence in Africa is bolstered by strategic partnerships, such as with MFS Africa. Its On-Demand Liquidity (ODL) system supports real-time payments across 35 countries, linking millions of mobile wallets. Previous partnerships, like Onafriq, illustrate Ripple’s dedication to upgrading Africa’s payment infrastructure and promoting financial inclusion. 

Ripple’s cooperation with Chipper Cash indicates a promising future for Africa’s banking system. By utilizing blockchain, Ripple intends to break into Africa’s $2.7 trillion mobile payments industry. This partnership targets remittance inefficiencies, delivering quicker and cheaper solutions. With fintech revenue predicted to reach $230 billion by 2025, Ripple’s solutions might fuel Africa’s digital financial revolution, encouraging wider economic development. 

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Contributors

Hyomi Song
Hyomi is a freelance writer who is passionate about cryptocurrency and blockchain technology. She is dedicated to driving innovation and fostering widespread adoption within the industry as her writing captures how we interact with digital assets.